Analyzed in depth
N2F
French expense reporting for SMBs, solid fiscal compliance.
N2F is a pure French expense-report vendor targeting small and mid-size businesses. Business plan at €6.80/user/month excl. VAT (monthly) or €5.10/year, with legally binding archiving as an add-on at +€1.50/user/month. Direct price competitor to Spendesk and Expensya.
Who it's for
French SMBs with 5 to 500 employees, especially field sales reps or mobile technicians, who want a compliance-first tool without paying international-leader pricing.
Why
Transparent competitive pricing, unlimited OCR, built-in URSSAF mileage rates, native integrations with Pennylane, Sage, EBP and Cegid. NF Z42-013 archiving available as an add-on. ISO 27001-certified French vendor.
Key features
- Unlimited OCR on receipt photos and invoices
- Preloaded 2026 URSSAF mileage rates
- NF Z42-013 legally binding archiving as add-on (+€1.50/user/month)
- Native integrations with Pennylane, Sage, EBP, Cegid Loop
Guarantee
100 % independent
No commercial ties with the vendor. Score never paid for.
Vendor health
0 release in 12 months
Pure French vendor, ISO 27001 certified (AFNOR). Appvizer 4.8/5 over 200+ reviews, Capterra 4.8/5 over 94 reviews, Trustpilot relayed at 4.6/5 over 185 reviews (HTTP 403 on direct fetch). DGFiP Approved Platform status confirmed.
Detailed scorecard
methodologyEvery score is backed by cited and dated sources. Unmeasured dimensions are excluded from the calculation, never invented.
Testimonials, fully transcribed
A selection of real user quotes. Click to read the original source.
« Business at €6.80/user/month excl. VAT monthly (€5.10 annually), Enterprise at €9.20 monthly (€6.90 annually) »
Dimension : True hidden cost ↗
« An essential tool for day-to-day business management, the €60/year rate is very reasonable »
Dimension : Native support quality ↗
« Sehr gute Erfahrung. Funktioniert perfekt »
Dimension : Native support quality ↗
Right for your profile?
TPE
Best if: Natural fit: SMBs with 5 to 20 employees and field reps. Business plan at €6.80/user/month is competitive against Spendesk (often estimated above €12).
Avoid if: You want a very modern UI or native virtual cards: pick Spendesk (pricey but full-featured) or Mooncard.
PME
Best if: Mid-size companies with 20 to 500 employees across multiple sites and multi-level approval workflows. The Advanced plan unlocks ERP integrations, multi-entity support and API access.
Avoid if: You need virtual cards or a full procurement suite: Spendesk or Pleo cover that scope.
Artisan
Best if: Useful for a craftsman with 1 to 3 salaried workers who travel to job sites (mileage, tolls, supplies). Built-in URSSAF rates and mobile app.
Avoid if: Fewer than 30 to 40 expense reports per month: a photo folder or a bank export is enough.
Freelance
Best if: Relevant if you bill a lot of reimbursable expenses to clients who require legally binding receipts.
Avoid if: Standard solo setup: €6.80/month excl. VAT is expensive compared to a spreadsheet or Tiime/Indy, which already include expense tracking in their bookkeeping.
Auto-entrepreneur
Best if: No relevant use case.
Avoid if: You are on the VAT exemption threshold: no VAT to reclaim, no employees, no approval hierarchy. N2F's value (OCR + workflow + legally binding archiving) adds nothing here.
Real observed pricing
| Plan | Observed price/month | Observed on |
|---|---|---|
| Business | €6.80 | 18 June 2026 |
| Enterprise | €9.20 | 18 June 2026 |
| Advanced (sur devis) | €0.00 | 18 June 2026 |
| Option archivage à valeur probante | €1.50 | 18 June 2026 |
- €6.80/user/month excl. VAT monthly, €5.10 excl. VAT on annual commitment. Unlimited OCR, mobile app, mileage tracking, basic accounting exports.
- €9.20/user/month excl. VAT monthly, €6.90 excl. VAT annually. Multi-user admin access, custom workflows, vehicle fleet, advanced reporting.
- Custom quote. Native ERP/accounting integrations, multi-entity, API, mission orders. Setup fees flagged as not very transparent by some Capterra reviews.
- +€1.50/user/month. Enables 10-year NF Z42-013 and ISO 14641-1 compliant retention, RGS server timestamping and seal.
Weaknesses, avoid if
- Smart Scan OCR fails on poorly printed thermal receipts or long documents, leading to frequent manual corrections (Capterra, lafabriquedunet).
- The web interface feels less modern than Spendesk or Pleo: the product is stable and functional but the design lags behind UX leaders in the segment (G2/Capterra synthesis).
- Advanced plan lacks transparency: multi-entity setup fees are unclear at the quote stage, and the API is absent from Business and Enterprise plans (Capterra reviews).