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FirstHand.

Analyzed in depth

Indy

Invoicing and bookkeeping for freelancers, no Excel needed.

Indy handles invoices, URSSAF declarations, VAT and 2035 forms for solo independents. The Essentials plan is free (e-invoicing and revenue book), higher tiers add DGFiP filings, balance sheet and onboarding support.

Who it's for

Auto-entrepreneurs, BNC freelancers and sole proprietorships on the standard regime who want bank-synced bookkeeping.

Why

Bank sync that categorises every entry, direct DGFiP filings, France-based support, no commitment. The free plan is enough to start with 2026-compliant invoicing.

Key features

  • Bank sync with automatic categorisation
  • URSSAF, VAT, 2035 and balance sheet filings
  • E-signature on quotes and invoices (Plus tier)
  • Optional Indy business account with debit card
« Indy demo for sole proprietorships » · Indy (official YouTube channel), 17 Jun 2026

Guarantee

100 % independent

No commercial ties with the vendor. Score never paid for.

Vendor health

Active

0 release in 12 months

Established player: Trustpilot stable at 4.8/5 over 14,103 reviews as of 17/06/2026, steady growth since 2025. Monthly releases announced via the editor's newsletter (exact count not published).

Detailed scorecard

methodology

Every score is backed by cited and dated sources. Unmeasured dimensions are excluded from the calculation, never invented.

DimensionScoreWeight
True hidden cost
Transparent pricing in 5 tiers (€0, €9, €15, €22, €49 monthly excl. VAT) listed on indy.fr/prix as of 17/06/2026. The free plan covers full invoicing, no hidden usage tiers.
« Indy is free for life for invoicing, quotes and the revenue book » éditeur, 17 June 2026
9
20 %
Native support quality
Support team based in France, broadly positive feedback (Trustpilot 4.8/5 over 14,103 reviews as of 17/06/2026 with explicit mentions of support). Capped at 8 because complex accounting cases need the paid Accountant option.
« I've been using Indy for almost a year as a freelancer and I'm fully satisfied with this tool » Trustpilot, 12 April 2026
8
10 %
2026-2027 reform compliance
Registered DGFiP Approved Platform (declaration on indy.fr cross-checked by Indy's own consolidated third-party list as of 23/02/2026). Factur-X format and e-reporting supported. The DGFiP XLSX file should be checked manually to push the score to 10/10.
« Registered DGFiP Approved Platform » éditeur, 17 June 2026
9
15 %
Commitment and exit path
No commitment, free cancellation. Data accessible after termination per terms. No credit card or deposit required for the free plan.
« No commitment, you can cancel at any time » éditeur, 17 June 2026
9
13 %
Data export freedom
FEC accounting export, CSV and PDF invoices available depending on tier. No public API: integrations limited to specific partners. Data export still works after termination per terms.
« No public API and no native connectors with Stripe, Zapier, Shopify » presse, 27 May 2026
7
10 %
Support responsiveness
Not measured first-hand. Reviews mention a generally responsive chat without precise timing. To be benchmarked through a paid test.
not measured
12 %
Onboarding time
Not measured first-hand. To be timed in a paid test (account creation to first compliant invoice).
not measured
12 %
Learning curve
Not measured first-hand. To be assessed on quotes, credit notes, follow-ups and multi-VAT after sign-up.
not measured
8 %

Testimonials, fully transcribed

A selection of real user quotes. Click to read the original source.

Right for your profile?

Auto-entrepreneur
good fit
Freelance
good fit
Artisan
with limits
TPE
with limits
PME
avoid

Auto-entrepreneur

Best if: Sweet spot. The free plan is enough to start, and Premium at €15/month automates URSSAF, VAT and filings.

Avoid if: You need Shopify or Etsy integrations: Indy has no native e-commerce connector (Clubic 05/2026).

Freelance

Best if: Built for BNC liberal professions and solo service providers: bank sync, 2035 form included on the Premium tier at €22/month.

Avoid if: You bill in multiple currencies internationally or need multi-user accounting.

Artisan

Best if: Works for a simple service activity as sole proprietor or micro-entrepreneur, without inventory management.

Avoid if: Multi-site construction quotes, work-in-progress invoicing or advanced inventory tracking are not covered.

TPE

Best if: Acceptable for one-person SAS or EURL on the Companies tier at €49/month.

Avoid if: As soon as you have one employee: Indy does not handle employee payroll, only director payroll.

PME

Best if: Not Indy's positioning: the editor explicitly targets solo independents.

Avoid if: Multi-employee structures, multi-site setups or ERP needs: pick Pennylane, Sage or Cegid.

Real observed pricing

PlanObserved price/monthObserved on
Essentiel€0.0017 June 2026
Plus€9.0017 June 2026
Premium Auto-Entreprise€15.0017 June 2026
Premium EI (IR)€22.0017 June 2026
Premium Sociétés (SAS/SASU/SARL/EURL)€49.0017 June 2026
  • Free for life: e-invoicing, unlimited quotes and invoices, automatic revenue book. Source: indy.fr/prix.
  • €9/month excl. VAT billed annually (€12 excl. VAT monthly). E-signature, unpaid invoice reminders, VAT threshold tracking, onboarding support.
  • €15/month excl. VAT billed annually (€19 excl. VAT monthly). URSSAF/VAT filings, DAS2, income tax help, automatic revenue book.
  • €22/month excl. VAT. Balance sheet, 2035 form, DGFiP e-filing, priority onboarding support.
  • €49/month excl. VAT billed annually (€59 excl. VAT monthly). Balance sheet, AGM minutes, 2033/2065 forms, VAT/CFE, director payslips.

Weaknesses, avoid if

  • No public API and no native connectors with Stripe, Zapier or Shopify, which limits e-commerce integrations (Clubic, 27/05/2026).
  • The standard chat does not cover complex accounting or tax questions. Phone support is reserved for the paid Accountant option (Clubic, 27/05/2026).
  • Narrow business scope: excludes furnished rentals (LMP), agricultural regimes and some corporation tax structures; no employee payroll and no advanced multi-user management (Clubic, 27/05/2026; Independant.io, 2026).